Total and Permanent Disability Claims

Have you suffered a serious personal injury or illness and are unable to work?

If you unable to work as a result having suffered a serious personal injury or illness in New South Wales (NSW), our team of Personal Injury Lawyers can provide a complimentary no-obligation assessment of your potential Total and Permanent Disablement (TPD) claim.

If you are unable to work and are suffering because of a total and/or permanent disability arising from injury, incapacity, illness or some other problem and you have a Superannuation Policy you may be eligible to make a claim for Total and Permanent Disablement (TPD). You may be entitled to claim for TPD compensation in addition to any NSW Workers’ Compensation claim.

Many people do not realise that their Superannuation Fund may include a TPD Policy, check your latest Superannuation Statement, typically it is detailed near the Death Benefit and will provide the amount for which you are insured.

When you suffer a serious Personal Injury or medical condition in NSW or elsewhere that prevents you from returning to your employment, you may be entitled to the following TPD compensation benefits at the discretion of your Superannuation Trustee or Insurer:

• Monthly payments; this may be challenged on the basis of expert medical evidence supporting your contention that you are unable to work either totally or partially in the future
• Lump sum payment; to the limit detailed in your TPD superannuation or Insurance policy

To claim for Total and Permanent Disability (TPD) you do not need to prove that the personal injury or medical condition was work related or due to someone else’s negligence. For example, if you are suffering from cancer or a mental health condition and cannot work, you may still be entitled to receive these benefits. However, you may need to demonstrate that the personal injury or medical condition is significant and has prevented you from earning a wage or income, or has seriously hindered your ability to carry out your daily activities.

Our Sydney based Personal Injury Lawyers can help you with your TPD claim if you meet the following criteria:

• You are unable to continue working as a result of your medical condition or personal injury
• You are unlikely to return to work as a result of your illness or personal injury in the foreseeable future
• You were under the age of 65 years when your illness or personal injury caused you to cease work
• At the time of your medical condition or personal injury; you were a member of a Superannuation Fund that included a TPD Insurance policy

As there are strict time limits for TPD compensation claims, it is important you contact Bannister Law as soon as possible after your serious personal injury or medical condition so we can lodge the necessary claim forms with the Superannuation Fund or Insurance Company. Before signing any documentation provided by your Superannuation Fund or Insurance Company, please speak to one of our NSW Personal Injury Lawyers to ensure you do not forfeit your right to any further claims or compensation.

We will act on a No Win No Fee* basis which can help alleviate stress, worry, financial hardship and uncertainty of not being able to work due to a personal injury or illness. Our Personal Injury Lawyers can advise you of your legal rights and commence a TPD claim to recover your losses, both past and future, without the requirement for payment until the TPD claim is successfully finalised.

Bannister Law, understand that you may have been immobilised as a result of a Personal Injury or illness, and offer personal home visits throughout Sydney to ensure that you receive timely legal advice regarding your TPD compensation claim and legal rights.

Call us on 1300 226 647 or contact us today for a confidential no-obligation discussion with one of our experienced Personal Injury Lawyers.